When it comes to vacation, there is nothing quite like a beachfront retreat to ease the mind. But what if you could buy a property where you can enjoy the sound of the ocean gently lapping the sand, amid the fresh scent of salty air year-round?
While snapping up a home near the seaside might seem like an out-of-reach investment, particularly as a second or vacation house, there are actually several very affordable areas that offer both proximity to sandy beaches and low-cost property options.
In May, Realtor.com® revealed its list of America’s most affordable beach towns, with Pascagoula, MS, emerging as the clear winner, thanks to its impressive inventory of dwellings with easy access to the water.
However, it was one of 12 beach towns that landed a spot on the list, many of which still offer an array of enviable properties that are available to purchase for less than $500,000.
Whether you seek a spot on the Gulf Shore, or an abode near the Atlantic Ocean, there are options available to suit your every need.
1. 1808 194th St, Long Beach, WA
Price: $449,900
Tides West community: This Pacific Northwest residence is located in the home of the world’s longest continuous peninsula beach.
Built in 1990, the 1,875-square-foot open floor plan offers a recently refreshed interior. Vaulted ceilings, concrete and laminate floors, exposed beams, and a wood-burning stove can be found throughout the space. Two bedrooms are situated on the main level, while a primary suite featuring a propane fireplace is found upstairs.
With Loomis Lake and the Pacific Ocean just a short drive away, the adorable dwelling has a fenced-in patio and gardens to soak in the outdoor scenery. The community also has private lake and beach access.
2. 127 Coachman Ln, Surfside Beach, SC
Price: $359,000
“The Family Beach”: This cute three-bedroom abode is just minutes away from Surfside and Garden City Beaches.
Located on the state’s Grand Strand, the bright and cheery 1,465-square-foot home features a modern open layout with vaulted ceilings and luxury plank floors. An updated kitchen has a farmhouse sink and breakfast nook overlooking the fenced-in backyard. The spacious primary suite has a walk-in closet and dual vanities.
There is also a four-season, screened-in patio and a two-car garage.
3. 646 S Quailrun Ave, Port Lavaca, TX
Price: $169,900
Alamo Beach: This very affordable, one-bedroom tiny home sits on two lots and has an RV hookup.
Built in 2017, the newer beach cottage offers just 644 square feet of space, but its open floor plan makes it feel much larger. High vaulted wood ceilings and concrete floors can be found inside this seaside dwelling.
A spacious front porch overlooks Cox Bay. The coastal property is also located two miles from a boat ramp.
4. 3010 Dock St, Pascagoula, MS
Price: $339,900
Riverfront townhome: This three-bedroom residence located in the most affordable beach home destination in the country offers breathtaking views of the Pascagoula River.
With direct water frontage, the recently built, 1,922-square-foot unit has a charming covered front porch to soak in the views. A first-floor primary suite has a soaking tub and shower, while the guest room upstairs has three walk-in closets.
The property also has a two-car garage, additional parking spaces out front, and access to a secure garage.
5. 3547 Lady Bank Loop, Myrtle Beach, SC
Price: $282,500
St. James Square: Located in “the Golf Capital of the World,” this recently built residence is also just a short drive from Myrtle Beach.
Built in 2021, the 1,293-square-foot Edisto abode features a modern interior with luxury vinyl plank floors. A modern kitchen with an island, a pantry, and stainless steel cabinets awaits on the main level along with a dining area and living room. Upstairs, two en suite bedrooms, including a primary suite with a walk-in closet and dual vanities, can be found.
The property is located just steps away from The Shops at St. James Square.

Carol McDaniel is a dedicated and results-driven professional with 5 years of experience and US News. Known for her strong problem-solving skills and collaborative mindset, Carol has built a reputation for delivering high-impact results across diverse teams and projects.
Throughout her career, she has demonstrated expertise in 2 core skills or areas, e.g., client relations and project coordination, and is passionate about continuous learning and meaningful contribution. Carol thrives in dynamic environments and consistently brings professionalism, adaptability, and a focus on growth to every role she takes on.