SSDI checks are on the way in December: Social Security makes payment dates official

The Social Security Administration (SSA) oversees five key programs. Although its retirement benefits are its most well-known program, Social Security Disability Insurance payouts are its second most well-known program.

People who have a disability that precludes or significantly limits their ability to work are eligible for SSDI, or handicap insurance. Generally speaking, you have to have worked for a certain number of years and paid a certain amount in payroll taxes in order to qualify for this award.

The age at which a former employee became disabled determines how much time and payroll taxes they must have paid in order to get the benefit.

Two requirements must be met by the SSA in order to receive SSDI benefits:

1.You have a disability or blindness

You must have a handicap that will kill you or keep you from working for a year or more. If you continue to work, your condition must also prohibit you from earning more than what we classify as significant gainful activity (SGA), according to the SSA website. SGA is $1,550 a month in 2024, or $2,590 if you don’t follow our regulations. When evaluating SGA, we use different criteria if you work for yourself.

2.You have enough work history

You must have worked for at least five of the previous ten years in order to be eligible for disability. It’s possible that those under 24 didn’t have to work as long.

Another benefit of SSDI is that it will automatically enroll you in Medicare if you have been unemployed for at least two years. Medicare is normally unavailable to anyone under 65, though there are numerous exclusions for Social Security recipients.

Certain family members of disabled people may also qualify for assistance under the Family assistance program, another SSA program. Depending on their work history, qualifying beneficiaries may also be eligible for Medicare and receive up to half of your family member’s benefit amount.

So, when are SSDI payments distributed?

Disability benefit recipients fall into two categories, as is the case with most SSA benefits: those who started receiving benefits prior to May 1997 will get payments on the third of every month (unless it falls on a weekend or a national holiday, in which case the benefit is moved to the previous date when banks are open and mail is delivered by the US Postal Service).

The date of birth determines the payment date for those who started receiving benefits after May 1997. Generally speaking, beneficiaries who were born on the first to tenth of the month will get their benefits on the second Wednesday of that month; those born on the eleventh to twentieth will get payouts on the third Wednesday; and those born on the twenty-first to thirty-first will get payments on the fourth one. These advantages are still subject to the National Holiday date change.

The following distribution dates result from applying these dates to December while accounting for the oddities in the calendar this month because of Christmas:

For those who began receiving SSDI benefits before to May 1997, the payment is due on December 3. Yesterday, it was distributed.

• December 11: SSDI payment for those born between the 1st and 10th of any month and started after May 1997. Next week will see this round of payments hit beneficiaries accounts.
• December 18: SSDI payment for those with a birthday between the 11th and 20th of any month and are beneficiaries after May 1997.
• December 24: SSDI payment for those born between the 21st and 31st of any month, beneficiaries after May 1997. The payment should go out on the 25^th, but that is Christmas Day, and thus a National Holiday. This means that the payment is delivered in advance to ensure that beneficiaries are not negatively affected by any potential delays.

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