Direct Social Security payment to SSDI recipients in December. Exact payment dates announced

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Knowing when Social Security payments will arrive in their bank accounts can make a significant difference for many beneficiaries, as the program has a complicated payment schedule. Those who receive Social Security Disability Insurance (SSDI), who are among the most vulnerable beneficiaries of payments, may find this to be particularly pertinent.

For those with disabilities that prevent or restrict their capacity to work, SSDI offers monthly benefits. To be eligible for this benefit, you must have worked for at least five of the previous ten years and have a disability that will prevent you from working for a year or longer or cause your death. The severity of this job obligation may vary depending on your age.

Those who are still able to work must do so in a restricted capacity because SSDI has a ceiling on the amount of money an employee can make before losing their eligibility. This type of money is known as “substantial gainful activity” (SGA). SGA is $1,550 per month in 2024, or $2,590 if you are blind according to Social Security Administration regulations.The SGA regulations are different for self-employed people since many disabled people prefer working for themselves rather than being subject to the limitations of a typical 9 to 5 job, which may conflict with their medical care or needs.

How SSDI is distributed through the month of December

SSDI benefits are scheduled in the same way as other benefits, including survivor, family, and retirement benefits.Because a person’s benefit schedule won’t alter or be disrupted when they become eligible for retirement, this is done to guarantee that there is continuity between payments.

There are two types of SSDI benefits. These include those who began making claims prior to May 1997 and those who did so later. Benefits for persons who began receiving SSDI before May 1997 are paid out on the third of each month, unless the date falls on a weekend or national holiday, in which case the benefit is paid out on the day before when banks are open and mail is delivered by the US Postal Service. This is to guarantee that payments are made on time.

The date of payment is based on your birthdate if you began receiving benefits after May 1997. Benefits are typically paid on the second Wednesday of each month to recipients whose birthdays fall on the first to tenth of the month, on the third Wednesday to those born on the eleventh to the twentieth, and on the fourth Wednesday to those born on the twenty-first to the thirty-first. These benefits are still available despite the change in the National Holiday date.

The following distribution dates result if we take these dates and apply them to December, accounting for the peculiarities in the calendar this month due to the Christmas holidays:

• December 3:
  
  SSDI payment
  
  for those who began receiving payments before May 1997. It was distributed yesterday,
• December 11:
  
  SSDI payment
  
  for those born between the 1st and 10th of any month and started after May 1997. Next week will see this round of payments hit beneficiaries accounts.
• December 18:
  
  SSDI payment
  
  for those with a birthday between the 11th and 20th of any month and are beneficiaries after May 1997.
• December 24:
  
  SSDI payment
  

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  for those born between the 21st and 31st of any month, beneficiaries after May 1997. The payment should go out on the 25th, but that is Christmas Day, and thus a National Holiday. This means that the payment is delivered in advance to ensure that beneficiaries are not negatively affected by any potential delays.