When does the next Social Security payment arrive if you are eligible for retirement benefits? Key dates for December in the U.S.

By: Eliot Pierce

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The next check may be sent to retirees born on December 18, 2024, or on the eleventh through the twentieth. It might therefore arrive in less than a day.

You are eligible if you started receiving retirement benefits after April 30, 1997; you are not if you started before May 1997. Benefit recipients are also ineligible.

This will not be the last payment for 2024, though. Social Security will give retirees an additional payout. Your next paycheck, if you receive SSI payments, will be on December 31, 2024. Therefore, the 2025 raise will help you in 2024. Keep in mind that this is January’s next SSI payment.

Social Security payments after December 18

The birthdate criteria must be met by US retirees who receive benefits on December 24. Actually, it doesn’t matter what month it is; their birthday has to be between 21 and 31.

The third, second, third, and fourth Wednesdays are when Social Security typically pays out, but this is not always the case. In this instance, Tuesday is when the payment for the fourth Wednesday will arrive.

Keep in mind that a regular payday cannot occur on December 25. This is due to the fact that on Christmas Day, the Social Security Administration does not pay out benefits. Due to the federal holiday, banks and Social Security offices will be closed. January 3, 8, 15, and 22 of 2025 are when the January payments are due.

Maximum amounts and average checks for Social Security in December

In December, the largest Social Security payout will be $4,873. An employee may be able to:

  • applied for Social Security at the age of 70
  • paid enough payroll taxes, so had jobs covered by SSA
  • earned the taxable maximum for the minimum number of years required
  • worked for 35 years
  • does not break SSA rules
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The average payout for retirees will be around $1,927. You might get paid far less, though, if you only worked for 10 years and had 40 labor credits at age 62. Although it can be advantageous, submitting early will result in a 30% reduction on your payment.

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