Goodbye SSI 2024: Social Security confirms changes in Supplemental Security Income payment schedule for 2025

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Millions of users of Supplemental Security Income (SSI) are preparing for major adjustments to their 2025 payment schedule.

Although the 2.5% increase from the Cost of Living Adjustment (COLA) is anticipated by the majority of beneficiaries, recipients should be aware of certain crucial information regarding the qualifying conditions and timeframe.

The goal of this October increase is to assist recipients in preserving their purchasing power as expenses climb.

Since New Year’s Day falls on a weekend, the first payment for January 2025 will not be received on that day. Beneficiaries will instead receive checks that reflect the updated COLA on December 31, 2024. After that, on January 3, 2025, the Social Security Administration (SSA) will begin paying regular benefits, including increases.

Key details about SSI payments in 2025

• 
  Average SSI payment
  
  : $715 per month, varying by eligibility category.
• 
  Individual beneficiaries
  
  : Up to $967 monthly.
• 
  Couples
  
  : Payments up to $1,450 monthly, meeting specific criteria.
• 
  Essential Person (EP) benefits
  
  : Additional $484 monthly, leading to a maximum of $1,451 for individuals and $1,934 for couples.
• 
  Eligibility requirements
  
  : Blindness, disability, or age 65+; U.S. citizenship or equivalent status; and low income/resources.

Income limits to qualify for ssi

The SSA considers both wages and non-wage incomes when determining eligibility. The monthly income caps are listed below:

• 
  Wage-based income
  
  : $1,971 for individuals; $2,915 for couples.
• 
  Non-wage income
  
  : $963 for individuals; $1,435 for couples.

The following sources of income are not included in these calculations:

• The first $20 of any monthly income.
• 
  SNAP benefits
  
  and income tax refunds.
• Assistance from state, local, or tribal governments.

Steps to apply for Supplemental Security Income benefits

Applying for SSI is simple and can be completed online via the official SSA website. Important things to keep in mind:

• Complete the application in just 5 10 minutes.
• The SSA assigns a
  
  protective filing date
  
  , ensuring payments are calculated from that date upon approval.
• Retroactive payments may be available in some cases, though this is rare.

The Social Security Administration will modify its rules in 2025 to assist millions more Americans, stressing the need of comprehending eligibility conditions and benefits.

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