Full Social Security schedule in January 2025 with the cost of living

By: Eliot Pierce

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We can anticipate receiving a fresh Social Security payment in the United States as soon as 2024 and the Christmas season are over.All types of pensioners will be able to take advantage of their benefits in the first month of 2025, even though it is true that some residents will receive their payments sooner than others.

Therefore, the Cost of Living Adjustment may potentially result in a rise in benefits for Americans who anticipate receiving their new check at the start of the year. Regardless of category, Social Security retirement benefits have the potential to hit all-time highs, therefore we won’t receive the same check in 2024.

Social Security Schedule in January 2025

Not all Americans will receive a maximum retirement benefit, even if Social Security checks will reach new maximums in January 2025. Based on the checks they receive in 2024, each citizen receives a new sum. Every American will receive a payout based on their previous benefits because the cost of living increase is proportionate.

In light of this, the following days of the month will see the arrival of the January 2025 Social Security payment:

  • January 3. Pre-May 1997 retirees.
  • January 8. Post-May 1997 retirees with birthdays between the 1st and 10th of any month.
  • January 15. Post-May 1997 retirees with birthdays between the 11th and 20th of any month.
  • January 22. Post-May 1997 retirees with birthdays between the 21st and 31st of any month.
  • January 31. Extra SSI payment pertaining to the February 2025 calendar.

If we do not have this collecting method, we will have to wait a few days before we can get the payment in our checking account. Keep in mind that with direct deposit, the money arrives instantly. In any event, three days is typically the longest waiting period.

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What will the maximum Social Security check be in 2025?

In 2025, the highest Social Security benefit across all categories will be $5,180.However, you must have submitted for a retirement check at age 70 and maximized your benefits over your working years in order to attain that sum.

Retirees at age 67 and those with disabilities are eligible to receive checks of up to $4,018. While it’s true that not everyone reaches full retirement age at the same age, it’s common for us to have to wait until we’re 67.

This additional check for Social Security recipients is quite close to $1,000, which will directly benefit all beneficiaries. For SSI, we find that the maximum payout of $943 becomes $967 each month.

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