Social Security Seniors With Certain Birthdates Will Not Get More Payments This Month

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The fact that January is almost over is another thing they haven’t told you about Social Security. You may be caught off guard if you were anticipating one more payment in the final days of the month.

Although multiple payments were promised in the January 2025 Social Security payment schedule, not everyone will receive an additional payment in the last days of the month. Meanwhile, beginning January 8, some people have already received their payouts. But you didn’t know that yet, didn’t you?

What you should know about payment dates in January 2025

Payments are still flowing in fast this month, and those who get them have crucial deadlines. There is still time, so don’t worry if you haven’t gotten your payment yet! The remaining payments are really dispersed over two major days.

First, many of the recipients will see the funds in their accounts on January 15. To complete the cycle, the final payment for this month will be made on January 22.

However, those who wait until the 15th or 22nd are more fortunate than those who receive money. If you belong to a group that has already received payment, congratulations! You won’t be receiving any more payments for the remainder of the month because that one already arrived on January 8!

What about the first group s payment?

Those born between the first and tenth of any given month were first in line for that payment, therefore they already received it. You won’t receive another reimbursement in January if you fall into this category; the payment has already been made.

The second payment of the month will be sent on January 15. This category includes those who were born between the eleventh and twentieth of any given month. Your moment has arrived if you were born within that bracket.

Happy New Year to everyone who received their payment on January 8th! Don’t panic, though; you still have a few crucial dates to receive yours, and it’s possible that your birthdate falls into one of the two groups whose funds will be arriving in a few days.

Verify that your account information is accurate if you are experiencing issues receiving your Social Security payment. This is particularly crucial if you receive your payments by check rather than direct deposit, which may take longer.

To confirm that your payment date hasn’t already gone or that the schedule hasn’t changed, you can also check the SSA payment schedule. You should give the nearest SSA office a call if the delay persists.

The Social Security payments just arrived for the rest of the year

Depending on your retirement age, your maximum Social Security benefit in 2025 will be $5,108 per month. Your age at retirement, your yearly income, your employment history, your taxable income, and whether you are married or single are some of the factors that affect the maximum benefit.

For example, those who retire later in life might receive a larger benefit, and your annual income directly affects how much you receive. You must have worked for at least 35 years and earned at least the maximum amount of money subject to taxes throughout that time in order to receive the biggest benefit. Your marital status may also have an impact on the benefit’s amount.

Conversely, early filers could anticipate a permanent 25%–30% reduction in their benefits. Early tax filers can earn up to $23,400 ($1,950 per month) before the SSA begins to reduce payments in 2025.

Additionally, in 2025, Social Security claimants will receive an additional 2.5% due to the cost-of-living adjustment (COLA). Although it will appear in the January 2025 payment, the raise will begin with the December 2024 payment.

See Also: $967 in SSI Benefits Are Anticipated to Arrive Early