The Social Security payment schedule shows some interesting details about the November and December payments that are coming up. People who are retired and people who get Supplemental Security Income will still get money.

You also have a better chance of getting more money if you qualify for both Social Security and SSI than if you only qualify for one.

Who can receive 3 payments before 2025? Social Security confirms it

It will send an SSI payment on November 29, 2024, and again on December 31, 2024. This means that if you get Supplemental Security Income, these are the last two payments you can get before the year starts.

Along with the Supplemental Security Income checks, the payments for retirement benefits are also on time. So, if you get SSI and are eligible for a Social Security check or direct deposit on December 3, you will get three payments before 2025.

So, if you are retired and get both the 3 and SSI, you will get three payments in 2024. The 2.5% COLA increase for 2025 will be added to the last SSI check.

Social Security and SSI possible payment amounts before and after COLA

As of September 2024, the base SSI check is worth $697. Some people may be able to get the maximum payments, which could be

• Supplemental Security Income max. amount: $472, $943, $1,415 (essential person, individual or married couples) before the 2025 COLA increase
• Supplemental Security Income max. amount: $484, $967, $1,450 (essential person, individual or married couples) after the 2025 COLA increase
• retirees’ average payment before COLA: $1,927
• retirees’ average payment after COLA: $1,976 per SSA‘s COLA Fact Sheet (https://www.ssa.gov/news/press/factsheets/colafacts2025.pdf)

You will get all of your benefits if you filed when you were 50 years old. If you made a lot of money, you can’t get SSI, so you will only get one payment. At FRA, this payment can be up to $3,822. People who turned 70 and asked for retirement benefits can get up to $4,873 in 2024.

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