Benefits from Social Security and Supplemental Security Income (SSI) will be disbursed once more in December. More than 72 million Americans benefit from these payments each month. Their date of birth and the type of benefit to which they are entitled determine the precise day on which they get their benefits.

The Social Security Administration (SSA) administers the SSI program, which provides financial assistance to low-income elderly, blind, and disabled individuals. SSI benefits are typically disbursed at the beginning of each month. Benefits for retirement, disability, and survivorship are distributed at various intervals based on various criteria.

December 2024 SSI payment schedule

In December, payments will be made according to the SSA’s regular scheduling, with a few exceptions for holidays and minor adjustments. The following dates are crucial to keep in mind:

December 1

• SSI payments for December will be issued on this date.
• Social Security recipients who began receiving benefits before July 1997 will also receive their payments on this day.

December 13

• Beneficiaries with birthdays falling between the 1st and the 10th of any month will receive their Social Security payments.

December 20

• Social Security recipients born between the 11th and the 20th of any month will receive their benefits on this date.

December 27

• Payments for beneficiaries born between the 21st and the 31st of any month will be distributed on this day.

December 29

• Due to the New Year s Day holiday, payments for January 2025 will be advanced to December 29 for SSI recipients and Social Security beneficiaries who began collecting benefits before July 1997.

What to do if you don t receive your payment

According to the SSA, if your scheduled payment does not arrive, you should wait at least three business days before contacting their office. In order to resolve any issues, you should get in touch with them as soon as possible if your payment is still missing after this period of time. Although there may be delays, any issues with your benefits will be resolved as soon as possible if you take prompt action.

Cost-of-Living Adjustment (COLA) for 2025

The yearly cost-of-living adjustment (COLA) will result in a 2.5% increase in Social Security and SSI benefits in January 2025. The goal of this adjustment is to assist recipients in maintaining their purchasing power despite rising inflation-driven prices.

For the millions of people who rely on these benefits, the 2025 COLA increase is still significant even though it isn’t as large as other prior years. For instance, the 2023 adjustment was 8.7% due to extremely high inflation.

In October, Social Security Commissioner Martin O. Malley said that SSI and Social Security benefits would increase in 2025. As inflation started to slow down, this would assist tens of millions of people pay their payments. This increase demonstrates the SSA’s commitment to ensuring that recipients do not fall behind when the cost of living changes.

Why are some payments advanced?

In order to prevent delays brought on by weekends or holidays, the SSA occasionally advances planned payments. This occurred with the payment on December 29. This ensures that those who are meant to receive the funds don’t have to wait any longer than is required.

It’s critical to understand that advance payments do not constitute additional funds or payments. They simply refer to the normal benefit for the following month. For example, the December 29 payment is not an additional sum; rather, it is for benefits beginning in January 2025.

Tips for managing SSI and Social Security payments

Consider the following ideas to maximize your advantages and prevent issues:

Stay informed about payment dates

to avoid miscommunications or hold-ups. Knowing when to expect your funds can help you plan your expenses more effectively.

Keep your banking and contact information updated

Notify the SSA right once if you relocate or change your bank account. This guarantees accurate and timely deposit of your payments.

Utilize online resources

You may easily monitor your payments, view details about your benefits, and notify the SSA of any changes to your account through their online site. Checking your online account often can help you stay up to date and take care of any problems right away.

A lot of people depend on their payments to arrive on time in December, so the SSA is very busy. Whether you get SSI, Social Security, or both, knowing the schedule and any changes that might happen can make a big difference in making sure you can pay your bills.

You can go through the process with confidence and peace of mind if you stay informed and take action.

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