Full Social Security schedule in January: New payments under COLA 2025 closer than ever before

By: Eliot Pierce

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We can see that we will soon receive new retirement benefits in the United States Social Security payments schedule. All Americans will receive higher checks from the Administration as a result of the COLA, and this new calendar aligns with January 2025.

Therefore, you should be aware that your benefit will be greater than it was in 2024 if you are anticipating one of these new inspections. As a result, the 2025 Social Security check will be equivalent to a benefit that, if it is the maximum check, will be greater than the $4,873 that was the maximum payment up until this point.

When does the January 2025 Social Security check arrive?

Over the course of January 2025, retirees will get four separate installments. To mark the appropriate day on the calendar, we need to know which group we belong to because each of these payments falls into a separate category.

The SSI payments for January 2025 will arrive early because they will be sent on December 31st. However, the following days will see Social Security payouts for the remainder of the month:


  • January 3rd.

    Payments for pre-May 1997 retirees.

  • January 8th.

    Payments for retirees after May 1997. Birthdays between the 1st and 10th of any month are also required.

  • January 15th.

    Payments for retirees after May 1997. Also required between the 11th and 20th of any month.

  • January 22nd.

    Payments for retirees after May 1997. It is also necessary to have a birthday between the 21st and 31st of any month.
See also  Millions of Americans will receive a Social Security payment on December 18th

In January 2025, there will be an additional SSI payment on top of everything else. In actuality, the February SSI payment is equivalent to this additional Social Security check payment. The Administration will send it on the 31st of January, the day before business, as February 1st is not a business day.

In 2025, the maximum Social Security payout will be $5,180 per month, but only if the entire amount is received. The maximum check amount for SSI will be $967 per month.Every citizen receives a distinct benefit, and the amount they receive in January will remain the same throughout 2025.

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