Social Security COLA increase for 2025: chart with payment amounts

Are you too tired to figure out how much your new Social Security checks will be? Here is a picture showing how much the Social Security COLA will go up each year. So, you can see what the highest amount is that you can get based on the benefit you are eligible for.

For instance, if you get SSI, your COLA will also go up by 2.5%. The rise will look smaller, though, because these payments are less. People who get SSI can get an extra $17 a month on average.

Social Security COLA increase chart with payment amounts

As a first step, you will see how much the Cost of Living Adjustment (2025 COLA rise) means that retirees who file at age 70 can get from Social Security.

Social Security COLA increase for 2025: chart with payment amounts

The biggest payment for retirement will go up from $4,873 to $5,108. This boost has nothing to do with the 2.5% rise, as you can see. This is because they have different rules.

Because they are based on the highest amount of money that can be taxed, these donation and benefit bases also don’t follow the same rise. But it’s important to make sure the amounts SSA says are correct.

When will Social Security include the 2025 COLA increase?

The date that you can actually get the cost of living adjustment raise will depend on the type of payment you are getting. That means some people will have to wait longer than others.

  • SSI cost of living adjustment increase due on December 31, 2024
  • SSDI recipients get the cost of living adjustment boost on January 3, 8, 15, and 22
  • Retirement recipients get the cost of living adjustment increase on January 3, 8, 15, and 22
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Because of this, the 2.5% raise will not be included in any of the November or December payments for retirees or people who get SSDI. You may also want to know if your payment is worth $2,000, $3,000, or $4,000.

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These numbers will go up to $2,050, $3,075, and $4,100, in that order. You can wait for SSA to send you a letter or check your online “my Social Security” account to find out the exact amount.

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