The Social Security Administration (SSA) is among the government’s best features. It offers five initiatives to help the most vulnerable members of society—the elderly and the disabled—make ends meet.
Benefits are only distributed during specific periods, and recipients must fulfill specific requirements for each program. This is done to ensure that all recipients receive the benefits to which they are legally entitled and to prevent errors.
The programs are as follows:
Retirement: Possibly the most well-known, this benefit is offered to all employees who have earned at least 40 credits of taxable income over a minimum of 10 years and who are at least 62 years old.
Disability: The second most popular program, it requires applicants to meet the SSA’s medical requirements and have worked a minimum period of time.
Survivors: Depending on your relationship with the dead employee and their age at the time of death, certain restrictions may apply.
Benefits for family members, spouses, and children: The same as survivors, the requirements vary based on your relationship with the employee. For a maximum of 50% of the retired worker’s benefit at full retirement age, current and previous spouses can often collect this payout simultaneously. Former spouses are subject to certain conditions.
Supplemental Security Income (SSI): To be eligible for this benefit, you must satisfy specific income and resource thresholds in addition to meeting age or disability requirements. The majority of the other advantages are compatible with it.
The Social Security calendar
Since these programs are quite distinct and benefit very different categories of people for very different reasons, it makes sense for the SSA to divide the payments in some way in order to prevent errors. Payments can be divided into three categories.
SSI recipients, those who began receiving benefits prior to May 1997, and those who began receiving benefits after May 1997. The timetable looks like this:
The third of each month is when beneficiaries who started receiving benefits before to May 1997 get paid.
Depending on their birthdate, beneficiaries who started receiving benefits after May 1997 will receive their payout. This covers survivors, family, disability, and retirement benefits.
- Beneficiaries born between the 1st and 10th of every month: Second Wednesday of the month.
- Beneficiaries born between the 11th and 20th of every month: Third Wednesday of the month.
- Beneficiaries born between the 21st and 31st of every month: Fourth Wednesday of the month.
Beneficiaries of SSI: Get paid on the first of each month.
This indicates that the timetable for the month of November resembles the following:
- SSI beneficiaries: Received their payment on November 1st.
- Beneficiaries who began receiving benefits before May 1997: Received their payment on November 3rd.
- Beneficiaries born between the 1st and 10th of every month: Received their payment on November 13th
- Beneficiaries born between the 11th and 20th of every month: Received their payment on November 20th
- Beneficiaries born between the 21st and 31st of every month: Will receive their payment on November 27th
Due to a scheduling error, they will receive a second payment in November. Payments are not sent on weekends or holidays, however the December payment is due on December 1.
This means that payments must be sent the day before, when banks are open and the U.S. postal service runs. As a result, the payment is now due on November 29, this year’s Black Friday.
Black Friday is not a national holiday, so don’t ask how that’s possible. For the day, many businesses choose to close early because it s the weekend, but banks, stores, and the postal service are all open.
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