There are five major programs run by the Social Security Administration (SSA). The Social Security Disability Insurance payments (SSDI) are its second most well-known service, but retirement benefits are its most well-known one.
SSDI is available to people with disabilities that make it impossible or extremely difficult for them to work. To receive this payment, you typically need to have paid a specific amount of payroll taxes and worked for a specific number of years.
When a former employee becomes disabled determines the precise number of years and payroll taxes they must have paid to qualify for the benefit.
For those who wish to receive SSDI, the SSA has two requirements:
-
You have a disability or blindness
You must have a disability that will either kill you or prevent you from working for at least a year. According to the SSA’s website, your disability must also prevent you from earning more than what is known as significant gainful activity (SGA) income if you continue to work.
SGA will cost $1,550 per month in 2024, or $2,590 if you are blind according to our regulations. We utilize different rules to determine your SGA if you work for yourself.
-
You have enough work history
You typically need to have worked for at least five of the previous ten years in order to qualify for disability. It’s possible that those under 24 didn’t have to labor as long.
The fact that SSDI will automatically enroll you in Medicare, which is typically unavailable to those under 65 (though there are certain exceptions for those who get Social Security), if you haven’t worked for at least two years is another oddity of the program.
Some family members of the handicapped person may also be eligible for benefits under the SSA’s Family Benefits program. Beneficiaries who fulfill the conditions might be eligible for Medicare if they have previously worked, as well as up to half of your family member’s benefit amount.
So, when are SSDI payments distributed?
The SSA offers disability benefits to two categories of individuals. Benefits for the first group began prior to May 1997.
Unless it happens on a weekend or national holiday, they will receive their payments on the third of each month. If this is not possible, the payment will be rescheduled to the prior date when banks are open and mail is delivered by the USPS.
The date of your payment will be determined by your birthdate if you started receiving benefits after May 1997. Benefits are typically paid on the second Wednesday of the month for those whose birthdays fall between the first and tenth of the month.
Payments are made on the third Wednesday for those whose birthdays fall between the eleventh and the twentieth, and on the fourth Wednesday for those whose birthdays fall between the twenty-first and the thirty-first. Even after the National Holiday date change, these advantages remain in effect.
Given the peculiarities of the calendar this month due to Christmas, these dates can be applied to December, providing us with the distribution dates listed below:
For those who began receiving SSDI before to May 1997, the payment was made on December 3. Yesterday, it was dispatched.
- December 11: SSDI payment for those born between the 1st and 10th of any month and started after May 1997. Next week will see this round of payments hit beneficiaries accounts.
- December 18: SSDI payment for those with a birthday between the 11th and 20th of any month and are beneficiaries after May 1997.
- December 24: SSDI payment for those born between the 21st and 31st of any month, beneficiaries after May 1997. The payment should go out on the 25th, but that is Christmas Day, and thus a National Holiday. This means that the payment is delivered in advance to ensure that beneficiaries are not negatively affected by any potential delays.
Eliot Pierce is a dedicated writer for ChiefsFocus.com, covering local crime and finance news. With a keen eye for detail and a passion for storytelling, Eliot aims to provide his readers with clear and insightful analysis, helping them navigate the complexities of their financial lives while staying informed about important local events. His commitment to delivering accurate and engaging content makes him a valuable resource for the community.