Receiving Social Security checks is one of the most significant and meaningful payments that millions of Americans get. To support themselves and enjoy retirement, they rely on these checks. Beyond retirement benefits, however, there are other advantages.
These consist of benefits from the Supplemental Nutrition Assistance Program (SNAP), the Supplemental Security Income (SSI) program, and spouse benefits.Therefore, you can ask for additional assistance in 2025 to make up the gap if you get Social Security benefits and discover that your income is lower than you anticipated.
Beneficiaries can apply for additional benefits such as SSI, SNAP, and spousal benefits in the US
SSI benefits for low-income Americans and disabled people
If your Social Security benefits are insufficient, you might apply for SSI payments. These benefits are intended for low-income individuals who are blind, handicapped, or 65 years of age or older. Therefore, if your Social Security check is below average, SSI payments may be quite beneficial.
In 2025, the basic payment for individuals 65 and older will be $575, with a $697 maximum. Your payout will decrease if you currently receive other benefits, such as Social Security Disability Insurance (SSDI).
Spousal and Social Security benefits
Many Americans are unaware that they may qualify for spousal benefits. If you are currently receiving retirement benefits, you can request up to half of your spouse’s SSDI or retirement benefits after you reach 62.
If you look after a qualifying kid under the age of sixteen, you can also be eligible for these payments. If an employee is at least 62 years old, has a qualifying child under 16, or is receiving Social Security disability benefits, their spouse may be eligible for retirement benefits based on the employee’s work history. This is what you must do when you apply for retirement benefits.
The spousal benefit may equal up to half of the employee’s primary insurance payout, depending on when the spouse retires. The spouse receives less money if benefits begin before the typical retirement age.
However, if the spouse is caring for a qualifying child, the benefit is not reduced. The spousal benefit is paid if one spouse’s wages are sufficient to qualify for a retirement benefit, and that benefit exceeds the spousal benefit. The spouse benefit will be paid if that doesn’t occur.
SNAP benefits to buy nutritious food
Low-income families can purchase the nutrient-dense, healthful foods they require with the assistance of SNAP food subsidies. SNAP vouchers can be used to purchase groceries with an Electronic Benefits Transfercard. For those who are retired or receiving SSDI, this makes them a good choice. You can use SNAP to save money on your daily shopping at USDA-approved farmers markets and retailers.
VA benefits and Social Security benefits
Veterans may be eligible for Social Security benefits in addition to VA disability benefits. You may be eligible for assistance from Social Security or SSI if your disability benefits are insufficient.
Keep in mind that members of the National Guard and Reserve, as well as those currently serving in the US military, may be eligible for VA benefits either while their active duty or after they retire.
VA benefits may also be available to traditional or technical personnel of the National Guard and Reserve. Your mandatory Transition Assistance Program (TAP) briefing will teach you how to apply and who qualifies.
TANF and WIC: Other Assistance Options
Lastly, there is another kind of benefit available to low-income individuals: your state may allow you to receive both Social Security and unemployment benefits. Additionally, you might qualify for WIC (Special Supplemental Nutrition Program for Women, Infants, and Children) or TANF (Temporary Assistance for Needy Families), which offer additional financial and food assistance.
See Also: This is the precise date on which you will receive your final Social Security payment in 2024.
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Eliot Pierce is a dedicated writer for ChiefsFocus.com, covering local crime and finance news. With a keen eye for detail and a passion for storytelling, Eliot aims to provide his readers with clear and insightful analysis, helping them navigate the complexities of their financial lives while staying informed about important local events. His commitment to delivering accurate and engaging content makes him a valuable resource for the community.