In 2025, the Social Security Administration (SSA) of the United States Government will tell retirees when they can start getting the COLA raise and the new maximum payment amounts.

The 2025 COLA raise will only be given to people who get SSI in December 2024. The rest of the people who are supposed to get the boost will have to wait until January 2025, though.

$5,108 payment for Social Security – Eligibility

There are 4 important things you must do to get a $5,108 Social Security payment in 2025. There are some things you need to do before you can be considered, but not all of them.

• A worker must have jobs that pay enough payroll taxes to SSA
• A worker must have earned the taxable maximum for 35 years ($176,100 in 2025, up from $168,600 in 2024)
• A worker must have worked for at least 35 years
• The age to file for SSA retirement benefit payments and get $5,108 is: 70

These rules say you can’t get Social Security if you have already applied and didn’t meet them all. People with a lot of money who want to get the biggest payment in 2025 can wait to apply for retirement benefits until they feel they are ready.

$5,108 payments: paydays for Social Security in 2025

Social Security Administration has not only shown off the 2025 COLA. You can also get its new and improved payment plan. The first payment, which could be up to $5,108, won’t come until January 2025.

The dates that Social Security has set for payments to seniors are January 3, January 8, January 15, and January 22. People who are retired are the only ones who can get the biggest benefit checks. Keep in mind that people who want to get SSDI payments need to apply for them before they turn 62, which is the oldest age they can file.

This means that their payment is a lot less now. The biggest SSDI payment in 2024 is $3,822, and the biggest payment for seniors is $4,873. Some people who get SSDI or retirement benefits need to apply for SSI too because they don’t make much money.