Social Security retirement benefits may be available to seniors who are still employed. You must be at least 62 years old to be eligible for retirement checks or direct deposits. You have to work, of course, because not every employment pays payroll taxes to the government.

You can therefore still not be eligible for Social Security retirement benefits even after 40 years of employment. When you have worked overseas for the most of your life, this is normal. The federal, state, or municipal governments may be the source of your revenues. You will subsequently be subject to various SSA rules.

Have you earned at least 40 work or Social Security credits?

You can apply for retirement benefits if you have 40 work credits and are 62 years of age or older. Ten years of labor is equal to forty work credits. Depending on how much you make each year, it could occasionally be higher.

You can check your Social Security account to find out how many credits you have earned so far. You can download your Statement using it.

You can use this to find out if you qualify for retirement benefits when you turn 62. Additionally, it will display the realistic amounts at different ages. Remember that your benefit amount is impacted if you apply for Social Security at age 62.

Social Security retirement benefit payments in December

You have to wait for SSA approval after submitting an application for retirement benefits. Your monthly payment may then be sent to you on December 3, 11, 18, and 24. For instance, if you recently applied, you can only get paid on December 3 if you are also getting benefits from Supplemental Security Income.

The following dates must have been met by those who were receiving Social Security retirement payments on December 11, 18, or 24:

• December 11: born from 1-10
• December 18: born 11-20
• December 24: born 21-31

Your past earnings and job experience will impact how much you get paid. In December 2024, payments will average about $1,927. In January of 2025, the 2.5% COLAhike will be implemented.

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