Social Security: Increase in the COLA and new income limits for February 2025

By: Eliot Pierce

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Changes for recipients of the Veterans Affairs (VA), Social Security Disability Insurance (SSDI), and Social Security Supplemental Income (SSI) programs in 2025 have been announced by the Social Security Administration (SSA). The modifications are intended to lessen the effects of inflation while maintaining the ability of payments to cover necessities.

The cost-of-living adjustment (COLA), which will be 2.5% by 2025, is among the biggest adjustments. More than 72.5 million people who receive monthly Social Security benefits will benefit from this rise, which will enable them to balance the growing cost of living.

Increase in Social Security payments

In order to maintain recipients’ purchasing power, the COLA modifies payments in accordance with inflation and the consumer price index. In 2025, the average monthly payout for retired workers will be around $1,976, which is an increase of $49 from the year before.

Retirement age also affects payout amounts. Delaying retirement will result in higher benefits, whereas retiring before reaching full retirement age will result in a smaller pension.

New income limit for retired workers

If an individual’s income surpasses a specific threshold, payments may be temporarily suspended for those who continue to work after the age of 62. By 2025, this cap will have increased by $1,080 from $22,320 in 2024 to $23,400.

These modifications are a part of the yearly Social Security update, which aims to guarantee beneficiaries’ financial stability while simultaneously adjusting payouts to economic conditions.

See Also: How to Update Direct Deposit to Receive Your Checks Explained by Social Security

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